Privacy Policy

Effective Date: January 1, 2025

At Personal Planning Hub ('we', 'us', 'our'), accessible through perplanhub.com, we are committed to safeguarding your personal data. This policy outlines how we collect, use, and share information when you visit our website or interact with our resources.

Information We Collect

• Account details you provide, such as name, email, and phone number.
• Usage data when you browse pages, complete forms, or view tutorials.
• Contact data submitted via Contact Us form.

Use of Information

We use your data to:

• Provide, maintain, and improve our learning tools and resources on personal planning.
• Respond to your inquiries and provide support.
• Deliver updates, newsletters, or administrative messages.

Sharing and Disclosure

We do not sell or rent your personal information. We may share data with:

• Service providers who assist in website hosting, analytics, or communication.
• Authorities when required by law or to protect our rights.

Cookies and Tracking

Our website uses cookies and similar technologies to enhance user experience. Cookies are small files stored on your device. You can manage cookie preferences through your browser settings. Disabling cookies may affect site functionality.

GDPR Compliance

If you are a resident of the European Economic Area (EEA), you have certain rights under the General Data Protection Regulation (GDPR), including:

• Access – request copies of your personal data.
• Rectification – correct inaccuracies.
• Erasure – request deletion of data, subject to legal obligations.
• Restriction – limit how we process your information.
• Portability – receive your data in a commonly used format.
• Objection – object to certain processing operations.

To exercise these rights, contact us via Contact Us. We will respond within one month where possible.

Data Retention

We retain personal data for as long as needed to provide our services and to comply with legal obligations. Criteria such as service duration and compliance requirements determine retention periods.

Security

We implement technical and organizational safeguards to protect data. However, no system can guarantee complete security.

Children’s Privacy

Our site is not intended for individuals under 16. We do not knowingly collect data from anyone under this age. If you become aware of such data, please contact us.

Links to Other Sites

Our site may contain links to external resources. We are not responsible for their practices. Please review their policies separately.

Contact Information

Personal Planning Hub
301 Front Street West, Toronto, ON M5V 2T6, Canada
Phone: +14164972910
Business ID: 190664571

Policy Updates

We may update this policy to reflect changes in practices. We will post revisions with a new effective date.